Chaim BePlus

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Project Details

Project Focus: Support Our Financial Management Courses

Chaim BePlus – Financial Mentoring for Young Israelis

Chaim BePlus was established in 2006 to promote healthy financial habits and prevent overspending and debt amongst young Israelis, through educational projects.

Our Goal is Financial Independence for Young People

Many Israelis are regularly in overdraft, fail to make ends meet, and are tempted through advertising into buying products that they do not really need. The average Israeli also supports their adult children even after marriage. As a result, many families suffer from a range of hardships, starting with dealing with high interest rates on loans, and ending with reliance on welfare services and charity even through retirement age. Financial troubles can often lead to marital and family breakdown. 

Chaim BePlus teaches young people to live differently:

  • Make an informed choice of profession
  • Go to work and understand your rights and pay slip
  • Conduct negotiations with service providers
  • Check your bank account and credit card statements regularly
  • Don’t spend more than you earn
  • Save money for the future
  • Practice open communication about money with spouse/partner even before marriage
  • Stay out of overdraft - always

What We Do

We provide financial literacy courses to high schools in grades 11 and 12, Technological Colleges, and National Service/Sherut Leumi organizations throughout Israel.

Our Target Audience

We target youth aged 17-21, at the point in life where they are ready to open a bank account, get a driver's license, start working during school holidays, and are about to/have already begun receiving a salary from the army or national service. Many participants are at-risk youth, new immigrants, and/or residents of the social and geographic periphery, and we give them the keys for a better life than their parents have.


Chaim BePlus trains Financial Mentors, who are charismatic university students, to teach the courses. The mentors understand the students’ world and lifestyle, and they act as role models to facilitate change in habits and attitudes.

The Courses

The mentors provide frontal 5 sessions in small groups of 10 students, and personal interactions via phone, WhatsApp, Facebook etc.

Each participant receives financial tasks to perform, for example checking their bank statement online, or opening a savings plan. The mentor guides them in performing their tasks, and tracks each participant’s progress on a central database.

We measure success based on participation in meetings and interactions, completion of tasks, and changes in habits and perceptions.


To date we have taught almost 10,000 students. In 2015-16 we expect to teach 2,500 students via 80 mentors.

Our Partners

Education networks: Amal, Atid, Amit, City of Haifa, Darca, Emuna, ORT, Yeshivot Bnei Akiva

Sherut Leumi Organizations: Aminadav, Bat Ami, Ha’Agudah Le’Hitnadvut

Together we are providing the tools of financial independence for Israel’s next generation!

Budget – $250,000

Cost per student: $100

Cost per course (10 students): $1,000

Cost per 10 courses (100 students): $10,000

About Us


Established in 2006, Chaim BePlus is a non-profit organization that gives courses in personal financial management to young adults aged 17-21. Our goal is to prevent overspending and debt and to bridge economic gaps. The uniqueness of Chaim BePlus is that it fights poverty not with short-term ‘band-aids’ like food donations, but with valuable life skills. These skills serve today's youth as they transition into their adult roles and consider education, a career, marriage, and starting a family. We provide young adults with a broad range of tools for financial well-being: how to prepare for a career, earn money, spend wisely, and save for the future. While many projects emphasize employability skills, there is an equal need to teach young people how to manage the money they do earn once they are employed.

The name of the organization is our motto: "living in plus,” rather than in minus. We are passionate about preventing poverty and believe the best way to do so is to provide tools for financial well-being at an early age, as preparation for critical choices of career, lifestyle and life partner.

Chaim BePlus has over 8 years of experience with over 8,000 participants who have learned how to manage their finances, adhere to a budget and save money. We extend our programs throughout the country though our partnerships with leading educational networks such as Amal, Atid, AMIT, ORT,  National Service organizations (Sherut Leumi), Yeshivot Bnei Akiva and Darca. We also collaborate with AJEEC – the Arab-Jewish Center for Equality, Empowerment, and Cooperation, through which Bedouin mentors are recruited.

Teaching life skills at a young age is far less costly than supporting and rehabilitating people in financial distress. Thus, Chaim BePlus offers a cost-effective way to prevent poverty and ensure long term financial sustainability. An ounce of prevention is better than a pound of cure.

Chaim BePlus places emphasis on low-income youth and youth at high risk of poverty in adulthood. These youth come from low-income families and lack even basic financial literacy – they don’t know what a budget is, how credit cards and overdraft work, what the dangers of living in debt are, or how to aim for a better financial future than their parents.

For more information, please contact:

Mindy Ajzner
Phone: 0544451961

Our Website:

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